1. Remote Deposit Capture: Surviving Your Examination

Remote Deposit Capture: Surviving Your Examination

Remote Deposit Capture: Surviving Your Examination
Event ID: 16002
Not for Sale
Recording: 15086

Duration: 90 minutes including question and answer session.
Presenter(s): Anne J. Cheatham and J. Scott Gupton
Price: $299.00, On-Demand includes full audio presentation, question and answer session, and presentation slides.
Credits: Live webinar approved for 1.5 NASBA credit hours (Management Advisory Services).
Who Should Attend? Remote deposit staff, operations officers, wire transfer officers, electronic banking officers, credit officers, deposit operations, marketing officers, risk officers, finance officers, compliance officers


Are you prepared for your examiners to review your remote deposit capture program? When the FFIEC issued Risk Management of Remote Deposit Capture, your institution became subject to a review of this area by your regulators. The FFIEC IT examination guidance gives the examiners the areas to focus on, includes exam procedures for remote deposit capture, and further emphasizes the need to be prepared for a complete review of your remote deposit capture process at your next examination.

Are you ready? Have you developed and implemented appropriate policies and procedures to mitigate risk? Have you documented information to demonstrate to your regulators that your institution has taken all appropriate measures to manage the process and mitigate risk?

During this webinar, you'll learn what procedures and documentation are recommended to ensure your institution demonstrates compliance with the FFIEC's guidance on remote deposit capture.

Please join Anne Cheatham and Scott Gupton as they help guide you through what to expect and how to prepare for your examiners to review your remote deposit capture program.


Here are some of the areas you'll receive guidance from in this webinar:

  • Risk assessment
  • Risk mitigation
  • Measuring and Monitoring Risk and Documentation of the following:
    • Policy
    • Internal procedures
    • Risk assessment
    • Contracts and evidence of legal review
    • Client underwriting
    • Annual review of clients
    • Client activity monitoring and analysis
    • Exception resolution
    • Annual training information
  • Client File Contents
  • Annual Employee Training
  • Annual Client Training
  • Audit Procedures and Results
  • Business Continuity Plan
  • Management and Board Oversight


Your conference leaders for "Remote Deposit Capture: Surviving Your Examination" are Anne J. Cheatham and J. Scott Gupton. Anne J. Cheatham has had a varied career in the banking industry. During her career, she served for over 20 years as a member of senior management in three de novo banks, each of which she helped form. She served for 3 years as a member of a bank’s board of directors. Anne has had responsibility for many financial and administrative areas including regulatory reporting, accounting, auditing, retail deposit and delivery services, compliance, asset-liability management, bank investments, bank operations, and information technology. Ms. Cheatham is currently an independent bank consultant working with banks in the areas listed above. She has authored or co-authored more than 10 publications for AlexInformation and has been a frequent speaker in the banking industry having conducted training programs for bankers nationwide on behalf of, AlexInformation, Jack Henry National Users Group, Tennessee Bankers Association, BAI as well as Sheshunoff Consulting + Solutions.

J. Scott Gupton is executive vice president and chief operating officer of INSBANK, Nashville, TN. Scott serves as a senior officer responsible for supervising and managing the overall operations and security of the bank, facilities, employees and data and ensuring all functions are operational, efficient and compliant with state and federal regulations. His previous experience included serving as COO and principal financial officer for a community bank with responsibilities which included overseeing bank operations, accounting, financial reporting, facilities, information technology, vendor management and auditing functions. Scott’s diverse banking experience also includes operations management, relationship management and lending as well as some of his current responsibilities, at a state-wide commercial bank, a large national bank and a midsized community bank.

He is a graduate of the University of TN at Knoxville with a BS in business administration and marketing. He is also a graduate of The Southeastern School of Banking at the Owen Graduate School of Management at Vanderbilt University. Scott has spoken to industry groups on remote capture, merchant capture and branch capture strategies, risk assessment, risk management, e banking and bank operations. He has co-authored 2 publications for a banking industry publisher, has spoken at financial industry conferences and has served as an expert witness on financial industry matters. He is currently serving as an instructor for national certification programs for both e-banking officers and tellers.


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