1. Remote Deposit Capture Rules & Regulations

Remote Deposit Capture Rules & Regulations

Remote Deposit Capture Rules & Regulations
Event ID: 70120
Not for Sale
Recording: 13117

Duration: Scheduled for 90 minutes, including question and answer period.
Presenter(s): Barbara Hudgins, AAP, APRP, payments education specialist, ePayResources
$299.00, On-Demand includes full audio presentation, question and answer session, and presentation slides.
Credits: Live webinar approved for 1.5 NASBA credit hours (Management Services). AAP Credits, Up to 1.8
Who Should Attend? Operations staff, internal and external auditors, compliance and risk management staff, commercial lenders, third-party services providers, payroll managers, treasury professionals, corporate cash managers, software vendors and service providers, government finance officers, corporate and federal agency accounts payable and receivable staff

Remote Deposit Capture (RDC) is a deposit transaction delivery system that allows a financial institution to receive digital information from deposit documents captured remotely, whether this is from the financial institution’s branches, ATMs, domestic and foreign correspondents, or locations owned or controlled by commercial or retail customers of the financial institution. RDC enables customers of financial institutions to deposit items electronically from remote locations. RDC can decrease processing costs, support new and existing banking products, and improve customers’ access to their deposits; however, it does introduce additional risks.

RDC depends on a set of rules, regulations, and legal agreements that determine warranties, responsibilities, and liabilities of the parties involved. Your understanding of their application is critical to your organization’s ability to mitigate RDC risk. This detailed session covers everything: the rules governing image exchange; the FED, ECCHO, and NACHA agreements; laws governing check clearing; Regulations CC, J, and E; the Uniform Commercial Codes 3 & 4; and, the role of legal agreements.


What this webinar will cover:

  • Understand the importance of agreements with RDC Service
  • Identify the different RDC products
  • Importance of a comprehensive risk assessment
  • Risk management controls
  • FFIEC guidance
  • Protection of Restrictive Indorsements


Your conference leader for “Remote Deposit Capture Rules & Regulations” is Barbara Hudgins, AAP, APRP. Barbara is a payments education specialist with ePayResources where she is a member of the team that provides in-person classes, web conferences, and webcasts. She appreciates the challenges facing stakeholders and welcomes the opportunity to help navigate the ever-changing world of payments. Barbara has over 15 years’ experience in the financial industry in the areas of retail services and deposit operations. She also has 10 years’ experience in secondary education. Prior to joining ePayResources, Barbara worked for Chesapeake Bank in deposit operations supervising the ACH and debit card programs.

Barbara is an Accredited ACH Professional (AAP) and Accredited Payments Risk Professional (APRP). She holds a BS in psychology and M.Ed. in school counseling from Virginia Commonwealth University.


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