COVID-19 and Impact on Industries: How to Evolve Your Credit Memos
COVID-19 is affecting many borrowers, causing financial institutions’ loan portfolios and new applications to face increased risk. You need to understand which industries the pandemic is hurting most significantly and mitigate losses now.
- Which industries are vulnerable? When?
- What questions should you ask borrowers?
- How can you vet the responses and factor the borrowers’ answers into your recommendations?
- How does a recession change this process?
- How can your credit memos be improved?
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